Employers want to attract the best people to their companies, and the right benefits program is a great way to do that. Benefits can also help your business retain important personnel. There are always concerns about the bottom line, and any benefits program you put in place must be cost-effective. Essentially, you
Part of the American dream is to own your own home, put down roots, and raise your family. Finding just the right home may take time, but once you find it, the adventure begins. Planning changes to the home, yard, and other improvements is a fun and rewarding experience. Fresh paint, flooring, windows,
It’s not easy to think about the possibility of becoming disabled, suffering a serious illness, or becoming incapacitated. We understand these are difficult topics, but even if you are young and healthy, it may be time to have an honest conversation about disability insurance. This type of insurance coverage can
Many small to medium businesses can get business owners package insurance (often called “BOP”), which simplifies the entire insurance coverage problem. A business owner package insurance policy is more affordable, as there are several forms of insurance in one “package.” All business owners have concerns about staying protected against financial
Though it can be a difficult subject to think about, many of us will need assistance with basic needs of living when we reach old age. Long Term Care insurance (or LTC insurance) protects your savings and your other assets when you reach the point of needing help for everyday
The Health Care Reform Act changed the rules with regard to health insurance plans for business owners, and it’s important you put the right plan in place. We know the rules and can tell you exactly how this law will affect your company, as well as what options could help
Your family depends on you for personal and financial support. Term life insurance is one way you can protect them should you suddenly pass away due to an accident or illness. It’s important to understand how term life insurance works, as well as the pros and cons of keeping this
When the Affordable Care Act (otherwise known as Obamacare) became law, the entire health insurance industry made a massive shift. Insurance plans changed and issues regarding pre-existing conditions were resolved. The problem that exists now is getting enrolled in the right health insurance plan. Whether you use the state or
