Your Source for Understanding Personal, Business, Life, Health, Group Benefits, and Medicare Insurance.

Group Benefits

Pregnant Businesswoman Holding Bump

How to Prepare for an Employee Going on Maternity Leave

Companies with over 50 employees are required, under the FMLA (Family and Medical Leave Act), to offer maternity leave for up to 12 weeks. Over that period, the person’s job is protected, and after the parental leave time has expired, the person has the right to return to the original

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Business Colleagues Having a Meeting In a Boardroom

What Is Captive Insurance and How Does It Work?

A captive insurance company is a subsidiary owned by a parent organization, established primarily to insure its owner. The captive insurer writes insurance policies for the parent organization and does not insure any other company. It provides risk mitigation for the parent company or a group of related companies. A

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Young Colleagues Working Together In Boardroom

4 Questions to Ask When Choosing Group Health Insurance

Choosing a group health insurance plan for your business may require a great deal of consideration and time. It can be a challenge to find the right plan to suit the needs and budgets of everyone concerned. The following are four important questions to ask when you are shopping for

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Happy Staff Decorating Christmas Tree

Best Seasonal Benefits Your Team Will Love

The benefits workers want most can change with the seasons. What seems particularly appealing in the spring or summer months may change in the fall or winter. The following are seasonal benefits your employees are bound to love. Let Them Off Early On Fridays This benefit is particularly popular during

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Staff Enjoying Christmas In The Office

How to Boost Employee Wellbeing During Winter

The days are shorter, colder, and gloomier in the wintertime. This can have a negative effect on employee wellbeing, performance, and motivation. For this reason, employee wellbeing should be a company priority during the winter months. Tips for Boosting Employee Wellbeing in Winter Lack of sunshine, seasonal illnesses, shorter days,

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woman using computer at desk

8 Ways To Manage Holiday PTO and Avoid Staffing Stress

Most of your staff will use PTO to take time off over the holidays. Managing your critical staffing needs over the holidays requires planning. Requests for PTO days should be accommodated as much as possible, with an eye to ensuring enough of the right staff is present to keep the

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group of people lighting sparklers

11 Tips for Planning an Office Holiday Party

A business holiday party is a highly anticipated event for employees and owners. You are investing in the event, so you want it to be memorable. A holiday party can have a positive impact on your employees, building rapport and cooperation, and help with employee retention. If you are planning

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Should your small business hire over the holidays?

Pros and Cons of Hiring Over the Holidays

Is the holiday season a good time to recruit and hire new staff? The verdict is still out on that question. While some people support the idea of a holiday hiring freeze, others believe it is purely a myth. The truth is there are both advantages and disadvantages to end-of-year

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What Are HRAs and HSAs

Should Your Business Offer an HRA or HSA?

HRAs and HSAs are two very popular, tax-advantaged healthcare savings plans. These plans differ in several ways, including who is eligible to participate, where contributions come from, and what kind of health plans can be combined with them. Before deciding which one is better for your company, it is important

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