Your Source for Understanding Personal, Business, Life, Health, Group Benefits, and Medicare Insurance.

Employee Benefits

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How Does Employee Turnover Impact Your Business?

A loyal, dependable workforce is a critical aspect of business success. When a company is experiencing a high turnover rate, it is imperative that you discover what is driving the exodus before it worsens. The costs of employee turnover to a business are more than financial, and include the following:

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What Is Captive Insurance and How Does It Work?

A captive insurance company is a subsidiary owned by a parent organization, established primarily to insure its owner. The captive insurer writes insurance policies for the parent organization and does not insure any other company. It provides risk mitigation for the parent company or a group of related companies. A

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4 Questions to Ask When Choosing Group Health Insurance

Choosing a group health insurance plan for your business may require a great deal of consideration and time. It can be a challenge to find the right plan to suit the needs and budgets of everyone concerned. The following are four important questions to ask when you are shopping for

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8 Ways To Manage Holiday PTO and Avoid Staffing Stress

Most of your staff will use PTO to take time off over the holidays. Managing your critical staffing needs over the holidays requires planning. Requests for PTO days should be accommodated as much as possible, with an eye to ensuring enough of the right staff is present to keep the

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11 Tips for Planning an Office Holiday Party

A business holiday party is a highly anticipated event for employees and owners. You are investing in the event, so you want it to be memorable. A holiday party can have a positive impact on your employees, building rapport and cooperation, and help with employee retention. If you are planning

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Should your small business hire over the holidays?

Pros and Cons of Hiring Over the Holidays

Is the holiday season a good time to recruit and hire new staff? The verdict is still out on that question. While some people support the idea of a holiday hiring freeze, others believe it is purely a myth. The truth is there are both advantages and disadvantages to end-of-year

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5 Employee Benefits That Promote a Strong Work-Life Balance

All employers want to have a team of loyal, dedicated workers, but what does it take? Today’s generation of workers is seeking a more positive work-life balance. As an employer, you can foster higher employee loyalty by offering certain benefits to your current and prospective employees.  Your employees are often

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An In-Depth Look Into Employer 401(k) Contribution

An In-Depth Look Into Employer 401(k) Contribution

You are fortunate if you work for a company that offers a 401(k) plan as part of its benefits package. Most plans allow employees to start contributing tax-deferred dollars toward retirement with the first paycheck. Many employers provide matching contributions right away, although some require a year of service before

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