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Original Medicare

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How to Improve and Strengthen Motor Skills

Aging affects the brain as well as the rest of the body. With advanced age comes a decline in sensorimotor function and control. This can affect gait, balance, fine motor control, and the ability to perform activities of daily living. Seniors who lose these abilities may not be able to

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Social Security vs. Medicare

Social Security and Medicare are related. Many seniors begin receiving benefits from both at approximately the same time. However, they are two different programs administered by other federal agencies, which provide different benefits to older adults. What Is Social Security? Social Security was created to promote the economic security of

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How to Avoid Medicare Penalties

Medicare charges late enrollment penalties that take some people by surprise. These penalties are designed to discourage older Americans from passing up Medicare coverage and possibly incurring high medical bills down the road. Take steps to avoid these penalties, so you do not have to pay higher Medicare premiums. What

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How to Prepare For Your “Welcome to Medicare” Visit

If you are new to Medicare, you are embarking on a new phase in your healthcare journey. One of the first things you will do is schedule a “Welcome to Medicare” visit. Medicare covers this visit. When scheduling this first visit, ensure the medical provider you choose accepts Medicare. When

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Common Medicare Questions to Ask

When you become eligible for Medicare, several questions arise. What questions should you ask? And who should you ask? Trying to get answers can be a little more complex than you expect! Most people find it much easier to work with a local agent who can answer your questions clearly,

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Common Medicare Insurance Pitfalls to Avoid

You are eligible for Medicare and have probably been looking forward to the lower cost of health insurance. If you are nearing age 65, you need to be aware of the common pitfalls that many eligible people have experienced: You did not sign up during your initial enrollment period. You

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Medicare Advantage vs. Medicare Supplemental Insurance

If you are eligible for Medicare, it is time to decide what plan to choose – which can be surprisingly difficult. To better understand the difference between a Medicare Advantage Plan and Medicare Supplemental Insurance, you need to know what each plan does (and does not) offer. Medicare Advantage Plans

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Can I Switch to a Different Medigap Policy?

If you have Medigap insurance (Medicare Supplemental Insurance), you may be considering switching or canceling your policy. Under certain circumstances, you have the right to switch to another policy. If you are within the six-month open enrollment period, you can switch policies, or you could be eligible due to a

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How Medicare Supplemental Insurance Saves You Money

Medical Supplemental Insurance, which is also called “Medigap insurance,” covers the coinsurance and copay costs that are paid out-of-pocket with Original Medicare. Original Medicare covers Medicare Part A and Part B (inpatient hospital costs and outpatient medical costs). While you are now covered for the medical and hospital care you

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Can I Be Denied a Medicare Supplement Plan?

Whether you can be denied supplemental insurance for Medicare depends on when you apply for the coverage. Timing is crucial if you want to enroll in a Medicare Supplement plan without penalties. The process is simple if you beat the clock. When you turn 65, age into Medicare, and sign

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