Your Source for Understanding Personal, Business, Life, Health, Group Benefits, and Medicare Insurance.

February 7, 2020

Hands protecting a home and family

Understanding The Main Life Insurance Classifications

Life insurance companies use a system of classification to determine an individual’s state of health, based on a series of factors pertaining to that person. Your classification can affect how much life insurance coverage you can get at each price point. Healthy people get more favorable classifications and lower rates.

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