Your Source for Understanding Personal, Business, Life, Health, Group Benefits, and Medicare Insurance.

Medicare

Replacing or Updating Your Medicare Beneficiary Card

Replacing or Updating Your Medicare Beneficiary Card

Your Medicare card is a sensitive, personal record that should be kept in a safe place at all times. But life happens, and sometimes Medicare cards get lost, stolen, or damaged. Life circumstances can also change, such as your name or address, and a Medicare card may need to be

Read More »
Traveling Outside the U.S. with Medicare: What You Need to Know

Traveling Outside the U.S. with Medicare: What You Need to Know

Medicare will not pay for healthcare outside the U.S., except under specific rare circumstances. That means in most cases, you are not covered anywhere other than the 50 states, the District of Columbia, the U.S. Virgin Islands, Puerto Rico, American Samoa, the Northern Mariana Island, and Guam.  Under What Circumstances

Read More »
Does Medicare Cover Dental and Vision

Does Medicare Cover Dental and Vision?

Original Medicare does not cover most dental services. This includes cleanings, fillings, extractions, dentures, dental plates, and other devices. Eye exams for glasses or contact lenses are also not covered by original Medicare. You pay 100% out of pocket for these services. However, some Medicare Advantage Plans (Medicare Part C)

Read More »
Medicare And Mental Health Coverage

Does Medicare Provide Mental Health Coverage?

Medicare covers certain mental health services, provided the healthcare professional accepts assignment. The Part B deductible applies to doctor visits, in addition to a 20% copay. If you go to a hospital outpatient clinic or department for mental health services, you may have to pay an additional copayment or coinsurance

Read More »
Your Guide to Medigap and Other Medicare Supplement Plans

Your Guide to Medigap and Other Medicare Supplement Plans

Medigap is Medicare supplemental insurance. Private insurance companies sell these policies. They are designed to help cover the gaps in healthcare costs with original Medicare, such as deductibles, co-payments, and co-insurance. It can also help with services Medicare does not cover, including travel outside the U.S. Why You Might Need

Read More »
Understanding the “Welcome to Medicare” Physical Exam

Understanding the “Welcome to Medicare” Physical Exam

During the first 12 months after enrolling in Part B, Medicare covers a one-time, preventative physical exam. This is known as the “Welcome to Medicare” exam. It includes a thorough checkup and health review. It also provides education and counseling on preventative services, such as screenings and vaccines, as well

Read More »
Helping a Parent Register for Medicare

Helping a Parent Register for Medicare

Medicare can be a confusing subject for anyone. Even people in the industry have been known to struggle with navigating the official website. It is entirely understandable if a parent needs a little help.  The good news is that your parent may not have to register for Medicare; enrollment is

Read More »
Senior woman on computer

What Do I Need To Know For Medicare Open Enrollment?

The first thing you need to know about Medicare open enrollment is the time frame. The window for fall open enrollment begins on October 15 and runs through December 7. Fall open enrollment is also called the annual election period. Any changes you make during this enrollment period become effective

Read More »
Medicare vs Medicaid

Medicare Vs. Medicaid: What’s The Difference?

As stated on medicare.gov, Medicare is health insurance for people age 65 or older, certain people with disabilities under the age of 65, and people of any age with end-stage renal disease (ESRD) – permanent kidney damage requiring a transplant or dialysis. Medicaid is a joint state and federal program

Read More »
Lyndon Johnson

A Brief History Of Medicare

Americans began receiving Medicare benefits after 1965, when President Lyndon Johnson signed the legislation into law. But the cause actually started with Teddy Roosevelt, who ran for president in 1912 on a platform that included national health insurance. The following is a brief sketch of Medicare events after President Roosevelt.

Read More »