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Life Insurance

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A Life Insurance Checklist for Small Business Owners

Life insurance can be a surprising benefit for small business owners. Whether you run an enterprise with many employees or are a one-person show, much is at stake. If you or an essential team member passes away unexpectedly, it can lead to severe financial stress or even shuttering a successful

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young African American couple discussing life insurance with agent

5 Common Life Insurance Mistakes & How to Avoid Them

Life insurance is vital to having peace of mind and financial security. Doing it right the first time is critical, considering a life insurance policy is a long-term investment. Avoiding these common mistakes if you are planning to buy a life insurance policy:  1. Not Purchasing Insurance Soon Enough While

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A Guide to Gifting Loved Ones with Life Insurance

Can you give life insurance as a gift? Yes! It is a meaningful and touching way to show how much you care. Here are a few quick things to know about purchasing life insurance as a gift this holiday season. Why Life Insurance Can Be the Perfect Gift Gifts are

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Young couple speaking with agent about life insurance.

7 Life Insurance Questions to Ask Before You Buy

Purchasing life insurance is not something to be done lightly. It requires researching various policies to find what works best for you, your family, and your budget. Here are a series of questions that can help you as you shop for the best policy.  1. Do I Need Life Insurance?

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Asian woman looking up in deep thought from life insurance paperwork.

What Are My Life Insurance Premium Options?

Life insurance is one of the most effective ways to protect your loved ones from financial trouble if you suddenly pass away. But what type of policy is best for you and your budget? There are several general categories of life insurance. These life insurance policies can be evaluated based

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Young hispanic couple holding baby in house and smiling

What can I do to make life insurance more affordable?

Life insurance is a key part of any sound financial plan, offering peace of mind that your loved ones will be financially secure in the event of your death. However, many people hesitate to purchase life insurance due to concerns about cost. The good news is that there are several

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close-up of flowers at gravestone

Funeral Insurance 101

Funeral insurance, also known as burial or final expense insurance, plays a vital role in financial planning by helping cover the costs associated with end-of-life arrangements. While no one likes to think about the expenses tied to a funeral, the reality is that these costs can add up quickly, leaving

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Father, grandfather, and daughter sitting on dock at sunset

5 Reasons Life Insurance Matters

September is Life Insurance Awareness Month, a time to reflect on the benefits of life insurance and its vital role in securing your family’s future. Life insurance is more than just a policy; it’s a commitment to providing your loved one with financial security and peace of mind in the

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African-American man shaking hands with Caucasian male business partner

Key Person Life Insurance: Safeguarding Your Business’s Future

Key person life insurance is a specialized policy that businesses take out on the life of an employee whose death could significantly impact the company’s operations. This type of insurance is essential for protecting a business’s financial health and continuity, ensuring that it can weather the loss of a key

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closeup of couple discussing life insurance plan with an agent

5 Common Reasons People Are Denied Life Insurance

Life insurance offers financial security, covering expenses and providing for loved ones after one’s passing. However, not everyone is approved for life insurance. Common reasons for denial include pre-existing medical conditions, high-risk occupations, and hazardous hobbies. Additionally, a history of substance abuse or severe health issues can also lead to

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