Your Source for Understanding Personal, Business, Life, Health, Group Benefits, and Medicare Insurance.
Asian Woman Working On Laptop In Office

Do I Need Business Insurance to Rent an Office Space?

A business insurance policy is a must if you are renting an office space. It is your landlord’s responsibility to carry insurance for the physical building itself. Business insurance can help protect your business property and provide liability or financial protection in case of certain mishaps or events. Why Do

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Father and Son Enjoying Campfire

How to Keep Your Backyard Campfires Safe

There is nothing like a campfire to create a cozy atmosphere when friends and family get together under the stars. A fire draws the gaze and lets you keep warm while socializing in the cool of the evening. A campfire can even be used to cook a meal if you

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Staff Enjoying Christmas In The Office

How to Boost Employee Wellbeing During Winter

The days are shorter, colder, and gloomier in the wintertime. This can have a negative effect on employee wellbeing, performance, and motivation. For this reason, employee wellbeing should be a company priority during the winter months. Tips for Boosting Employee Wellbeing in Winter Lack of sunshine, seasonal illnesses, shorter days,

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African American Couple Reviewing Documents

New Year, New Life Insurance Review

It is a good policy to review your life insurance every year. If you have paid your premiums on time, the policy will still be there, most likely without any material changes since you purchased it. However, if major changes have occurred in your life, your life insurance policy may

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Senior Couple Holding Cup In The Winter

5 Winter Safety Tips for Seniors

Ice, snow, and freezing temperatures can make life more challenging for seniors during the winter months. Slippery walkways and bone-chilling colds can lead to serious injuries and illnesses, particularly for older adults. These tips for winter can help keep seniors safe. Dress Warm to Prevent Hypothermia Hypothermia is a risk

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Icicle On Frozen Pipe

4 Winter Risks and How to Protect Your Business From Them

Consumer spending increases for the holidays and business picks up during the winter months. But winter weather also brings certain risks for businesses. The following are some top winter risks and how to protect your business from them. Slip or Trip and Fall Accidents Icy walkways and slippery floors from

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Dr. Martin Luther King Jr. Day

Celebrating Rev. Dr. Martin Luther King, Jr.

Martin Luther King Day is a federal holiday, observed on the third Monday in January every year. The purpose of this holiday is to honor the accomplishments of Rev. Dr. Martin Luther King, Jr. Dr. King’s birthday was approved as a federal holiday in 1983. By the year 2000, all

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Woman Making Call After Car Accident

Comprehensive vs. Collision Auto Insurance

Comprehensive and collision are two different types of auto insurance coverage. You may want to bundle them together for added protection. Comprehensive may cover situations that collision does not, and vice versa. What Is Comprehensive Auto Insurance? Comprehensive pays for damage to your vehicle caused by non-collision-related covered events. These

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woman using computer at desk

8 Ways To Manage Holiday PTO and Avoid Staffing Stress

Most of your staff will use PTO to take time off over the holidays. Managing your critical staffing needs over the holidays requires planning. Requests for PTO days should be accommodated as much as possible, with an eye to ensuring enough of the right staff is present to keep the

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