Your Source for Understanding Personal, Business, Life, Health, Group Benefits, and Medicare Insurance.
Making Healthy Restaurant Choices

Making Healthy Restaurant Choices

Dining out is a national pastime, and most of us rely on local restaurants to serve us on holidays, birthdays, anniversaries, or everyday meals. If you dine out often, you want to ensure the menu items you choose do not negatively impact your health. Armed with a little knowledge, you

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How Affordable is Life Insurance

How Affordable is Life Insurance?

A life insurance policy may be more affordable than you think. The cost of life insurance is calculated on your age and state of health. If you are married, have children, or have a mortgage, your family must be protected. If you die unexpectedly, the death benefit will allow your

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Your Guide to Medigap and Other Medicare Supplement Plans

Your Guide to Medigap and Other Medicare Supplement Plans

Medigap is Medicare supplemental insurance. Private insurance companies sell these policies. They are designed to help cover the gaps in healthcare costs with original Medicare, such as deductibles, co-payments, and co-insurance. It can also help with services Medicare does not cover, including travel outside the U.S. Why You Might Need

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Beginner’s Guide to Key Person Insurance

Beginner’s Guide to Key Person Insurance

You have devoted your time, creativity, energy, and finances to build a business. The last problem you need is the risk of losing it all if a key member of your team passes away. Key person insurance is a specific type of life insurance that protects a business in this

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Simple Car Maintenance Anyone Can Do

Simple Car Maintenance Anyone Can Do

All vehicles require regular maintenance. Some maintenance you can do yourself and avoid the cost of an auto mechanic. Just like ensuring you have the best deal on your auto insurance, performing basic maintenance saves you money. Are you a dedicated do-it-yourselfer? Even if you have never done vehicle maintenance

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Keeping Your Kids Healthy

Kids are natural germ magnets. It can be a challenge to keep them healthy during the best of times, let alone during a pandemic. If you are a parent with young children, the following tips can help you keep your kids healthy, whether they are attending school or sheltering in

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annuities

Beginner’s Guide to Annuities

It is never too late, or too early, to start planning for retirement. Annuities are a popular option with many advantages. You can put away larger amounts of cash, and growth is tax-free until you withdraw the funds. As an investment vehicle, annuities may seem confusing at first. The following

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Understanding the “Welcome to Medicare” Physical Exam

Understanding the “Welcome to Medicare” Physical Exam

During the first 12 months after enrolling in Part B, Medicare covers a one-time, preventative physical exam. This is known as the “Welcome to Medicare” exam. It includes a thorough checkup and health review. It also provides education and counseling on preventative services, such as screenings and vaccines, as well

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professional-vs-general-liability

Professional Liability Insurance vs. General Liability Insurance

All businesses, large and small, face the risk of liability. Professional liability insurance and general liability insurance both provide protection for your business. The main difference between these two types of insurance is the different risks they cover.  What Is Professional Liability Insurance? Also known as errors and omissions (E&O)

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