After monetary compensation, health insurance is the most desirable benefit for most employees. If you offer only one health plan, your employees are limited in their healthcare choices. Offering a choice of health plans can make your benefits package significantly more attractive to existing and prospective workers. What Are the
Let’s face it – the Thanksgiving holiday revolves around food. It’s all about getting together with family or friends to enjoy an indulgent meal. Traditional Thanksgiving dishes, like cornbread stuffing, mashed potatoes, and pumpkin pie, are chock full of carbs and sugar, which can wreak havoc on a diabetic’s blood
How Life Insurance Can Be Used Life insurance can be an estate planning tool, an investment vehicle, or simply a way to replace lost income in case of unexpected death. Some people purchase life insurance to establish an inheritance for their children or as a strategy to donate to a
When you enroll in Medicare, it is something like learning a new language. There are a number of terms you will need to learn to understand the process of enrollment and how your plan works. The following are some Medicare terms you will need to know when you review your
Small business owners are not exempt from the risk of a cyberattack. The loss of customer data is a financial disaster, and with cyber incursions becoming more common, and hitting even the largest companies, from banks to retails to online giants with extensive security, it is well worth ensuring your
Life happens, oversights can occur, and payments sometimes get missed. If you missed a car insurance payment, don’t panic. Your policy will not be cancelled immediately. State laws require auto insurance companies to provide notice to policyholders before cancelling their coverage for nonpayment. What Happens if I Don’t Get My
Although the holidays are meant to be a time of joy and celebration, they can be particularly stressful for many people. For most employees, the holidays are an exceptionally busy time, with end-of year deadlines, shifts in normal schedules, and the added financial pressures of gift giving and special gatherings.
Influenza is commonly known as the flu. It is an infectious respiratory illness caused by influenza viruses. The two main types of flu viruses, A and B, spreading from person to person, are responsible for seasonal flu epidemics every year, as stated by CDC. Young children, older adults, and people
Becoming a new parent is an exciting, challenging, and somewhat overwhelming experience. When your child is born, you are suddenly responsible for a whole new little person. Instantly, your top priority becomes caring for and protecting your child. Life insurance plays an important role in protecting your baby boy or
The Veterans Administration (VA) encourages veterans to enroll in Medicare Parts A and B at age 65, during the initial enrollment period. This gives you more options for the care you may need in the future. VA health care will cover care you receive in VA clinics and hospitals, but
