Your Source for Understanding Personal, Business, Life, Health, Group Benefits, and Medicare Insurance.
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GoFundMe vs. Life Insurance: What You Should Know

You have likely seen a GoFundMe page for someone who suddenly passed away. GoFundMe pages allow others to donate to pay for final expenses or to help the family. These crowdfunding activities may be successful but come with some serious drawbacks. The family left behind is asking others for funds,

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Will My Income Affect My Medicare Premium?

Medicare has an “income-related monthly adjustment.” What does that mean to you? If you are a higher income earner, you will pay more for Medicare Part B, which covers doctor and outpatient care, and a range of other services. Essentially, if you are a higher-income earner, you will be required

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5 Types of Car Insurance Explained

Car insurance policies vary in what they cover. The state mandates certain types of coverage that you must have to legally get behind the wheel. However, the mandated minimum coverage may be far too low in some situations, such as being in a hit-and-run, in an accident with an uninsured

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If You Don’t Have a Plan For Retirement, You Should.

Your retirement years may seem far off, but planning for retirement should start early in your working career – your retirement years could be decades, hopefully. With a healthy retirement plan, you will have the resources to live a comfortable lifestyle. You are likely eligible for Social Security benefits, but

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6 Common Mistakes When Shopping for Health Insurance

We all need health insurance, but choosing the right coverage can be difficult. If you sign up for the wrong plan, you may discover your error when it is too late. Watch out for these five common mistakes: 1. Choosing a plan based on premium costs alone. If you have

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What is Term Life Insurance, and How Does it Work?

Term life insurance is the most affordable form of life insurance. It provides coverage for a specific period, typically 10 to 30 years. A contract between you and an insurance company is established which, as long as you pay your monthly premiums, should you die unexpectedly, a death benefit will

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How Promoting Workplace Safety can Save You Money

No business owner wants to have an injured employee. Reducing the risk of accidents and injuries is a critical aspect of good management, in every industry. Employees who have been trained with customized worker safety programs are far less likely to be injured when performing the duties of employment –

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Eco Friendly Home

Can Having an Eco Friendly Home Reduce Your Homeowners Insurance?

Your homeowners insurance premiums can be reduced with eco-friendly changes to your home environment. Any way to reduce monthly costs is valuable, and it is worth considering whether making changes could help you save. Some of the incentives offered by several insurance providers include: LEED certification for a home: LEED,

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Women’s History Month

March is Women’s History Month. Throughout the entire month, we celebrate the countless contributions of women, and the actions and talents that have shaped the society and culture. Each year, the National Women’s History Alliance chooses a theme for Women’s History Month. In 2023, the theme is “Celebrating Women Who

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Going over paperwork in the office

Here’s Why Providing Ongoing Training Is Important to Your Employees

The world is constantly changing. To succeed in the workplace, employees need resilience and the ability to adapt. Creating a collaborative learning environment can help your workforce develop skills that will drive innovation and growth for your business. Providing ongoing training creates a more positive work environment and shows your

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