Your Source for Understanding Personal, Business, Life, Health, Group Benefits, and Medicare Insurance.
Mature couple reviewing supplemental health insurance options

When to Consider Supplemental Health Insurance

Supplemental health insurance can cover out-of-pocket expenses that your regular health insurance plan does not cover. Many older adults purchase this type of plan when they go on Medicare. Younger individuals may also consider supplemental health coverage to pay for deductibles, co-pays, coinsurance, and other expenses that may arise in

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Pregnant couple in their nursery on a laptop

Starting a Family? Consider These Types of Life Insurance

When you have children, it is more important than ever to have life insurance. You want to provide for them in case something should happen to you. Death benefits from a life insurance policy could cover the mortgage payments, pay for your child’s college education, and help support your family. 

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Granddaughter and grandmother celebrate National Senior Citizens Day

5 Tips to Take Care of Our Senior Citizens

Today is National Senior Citizens Day. Every year on August 21, the day is set aside to honor the older adults in our lives. President Ronald Regan proclaimed this holiday in 1988 to raise awareness of issues affecting seniors and their quality of life. Many senior citizens today continue in

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Riding an all-terrain vehicle (ATV)

Safety Tips to Remember During Motorsports Awareness Month

Originally, motorsports in America were mainly about motocross, NASCAR, or drag racing. Today, they often involve motorcycles or all-terrain vehicles (ATVs).  August is Motorsports Awareness month in the U.S. This is a time for promoting the enjoyment of motorsports and for educating people regarding safety. It is also an excellent

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Team cheering on their Fantasy Football League

How (and Why) To Start a Fantasy Football League at Your Company

Fantasy football kicks off on September 9. This popular activity can actually be good for your employees’ mental health. It promotes camaraderie and healthy competition and develops critical thinking, decision-making, and leadership skills. It has also been found to increase productivity and co-worker engagement. If you would like to start

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Retired couple reviewing their life insurance policies

Why You Still Need Life Insurance After Retirement

It may seem like a no-brainer to let your life insurance policy lapse or cash it in after you retire. After all, the main purpose of life insurance is to protect your family against the loss of your income should anything happen to you. Actually, life insurance is good for

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Man and doctor discussing cancer diagnosis

Diagnosed With Cancer? Know Your Medicare Options

If you have been diagnosed with cancer, you probably know that treatment costs are high. This is why it is important to carefully consider your options under Medicare.  Original Medicare Medicare coverage is divided into parts. Part A covers inpatient care (hospitalization). Part B covers outpatient care, such as doctor

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data breach protection

How To Protect Your Small Business from a Data Breach

Data breaches are becoming increasingly more common, particularly for small businesses. Cyber attacks are a means for hackers to collect personal information for fraudulent purposes. Small businesses may have budget and staffing limitations that make them more vulnerable to attack. Fortunately, there are steps you can take to protect your

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