Your Source for Understanding Personal, Business, Life, Health, Group Benefits, and Medicare Insurance.
mother and father looking at their baby

Here’s How to Use HSA Funds for Family Members

Can you use your health savings account (HSA) to pay for the expenses of family members and dependents? For specific family members, the answer is definitely yes. Here is a look at how the IRS allows you to use your HSA to pay for the healthcare costs of your loved

Read More »
young college student working on an iPad

3 Health Insurance Options for College Students

Everyone needs health insurance, including college students. If you are heading off to college in the fall, it is important to make sure you have health insurance, find out where to go in case you become sick or injured, and choose a pharmacy to fill your prescriptions. As for health

Read More »
man with three children

Is Universal Life Insurance Right for Me?

Universal life insurance is a type of permanent life insurance that provides lifetime coverage as long as you pay your premiums. Like other permanent life insurance, it has a cash value element that can be used for different purposes. Universal life differs from whole life in that it allows you

Read More »
senior woman smiling

10 Medicare Terms You Should Know

Generally, eligibility for Medicare begins at age 65. Your initial enrollment period starts three months before you turn 65 and ends three months after the month you turn 65. When the time to enroll in Medicare is approaching, it is important to learn the language. These are 10 Medicare terms

Read More »
pensive businessman

Errors and Omissions Insurance: What Is Covered?

Errors and omissions (E&O) insurance is a type of professional liability insurance. It is designed to protect professionals, including companies and workers, against claims of negligent actions or inadequate work brought by clients. Companies that provide services to customers for fees often purchase E&O insurance. What Does Errors and Omissions

Read More »
woman trying on glasses

Why You Should Keep Your Eye on Group Vision

Group vision insurance can help you attract and retain qualified workers as part of a comprehensive benefits package. Employees value vision insurance benefits and are more likely to stay with a company that offers them. In addition, an employer-sponsored vision plan gives them access to eyecare that may not have

Read More »
couple reviewing insurance on their laptop

PPO vs. HMO: Which Is Right for You?

Choosing a health insurance plan is a crucial decision. There are various factors to consider, including cost. The first choice to make is the type of health plan that works best for you. Two of the most common types are HMOs and PPOs. The following is some basic information about

Read More »
woman rock climbing

5 Things That Are Excluded From Your Life Insurance

The main reason for purchasing life insurance is to leave something behind for your loved ones when you pass away. You pay your life insurance premiums to ensure your beneficiaries will receive death benefits should something happen to you. Not everyone is aware that life insurance policies have certain exclusions

Read More »
senior man having a meal delivered to his house

Does Medicare Cover Meal Delivery Services?

As most older adults know, a healthy diet can make a difference in how we feel and the quality of life we enjoy in our Golden Years. Meal delivery services provide a simple way to make eating at home more leisurely, safe, and enjoyable. Seniors all over the country have

Read More »