Your Source for Understanding Personal, Business, Life, Health, Group Benefits, and Medicare Insurance.
Icicle On Frozen Pipe

4 Winter Risks and How to Protect Your Business From Them

Consumer spending increases for the holidays and business picks up during the winter months. But winter weather also brings certain risks for businesses. The following are some top winter risks and how to protect your business from them. Slip or Trip and Fall Accidents Icy walkways and slippery floors from

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Dr. Martin Luther King Jr. Day

Celebrating Rev. Dr. Martin Luther King, Jr.

Martin Luther King Day is a federal holiday, observed on the third Monday in January every year. The purpose of this holiday is to honor the accomplishments of Rev. Dr. Martin Luther King, Jr. Dr. King’s birthday was approved as a federal holiday in 1983. By the year 2000, all

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Woman Making Call After Car Accident

Comprehensive vs. Collision Auto Insurance

Comprehensive and collision are two different types of auto insurance coverage. You may want to bundle them together for added protection. Comprehensive may cover situations that collision does not, and vice versa. What Is Comprehensive Auto Insurance? Comprehensive pays for damage to your vehicle caused by non-collision-related covered events. These

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woman using computer at desk

8 Ways To Manage Holiday PTO and Avoid Staffing Stress

Most of your staff will use PTO to take time off over the holidays. Managing your critical staffing needs over the holidays requires planning. Requests for PTO days should be accommodated as much as possible, with an eye to ensuring enough of the right staff is present to keep the

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family cooking meal together

9 Ways to Eat Healthy This Holiday Season

We all know that we should eat healthy food, but when the holidays arrive, all bets are off! The abundant treats associated with the holiday season can come with consequences. Using these tips so you can enjoy the season while watching your weight and staying healthy. Smaller Quantities If you

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mother and daughter at dinner table

How to Leave a Legacy through Life Insurance

Your legacy – what will it be, and how will you be remembered when you pass? A guaranteed death benefit provides financial support when your loved ones need it most. The policy benefits can be used to buy property, provide for the family, pay for college tuition, trips, or whatever

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senior woman talking to therapist

Mental Health Care: Is It Covered by Medicare?

Medicare covers screening for depression, once a year, at no cost. Medicare also covers various other types of mental health services. A person on Medicare may feel depressed, particularly during the pandemic, when they have been less willing or able to engage in the usual social activities or spending time

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flashlights and batteries on a table

6 Tips to Prepare for Power Outages

We rely on electricity to stay warm, keep our homes illuminated, cook, heat or pump water, and to keep us entertained on our TVs and other devices. A power outage can be a short-term annoyance or last for days. It is worthwhile, with weather systems changing, to have a plan

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group of people lighting sparklers

11 Tips for Planning an Office Holiday Party

A business holiday party is a highly anticipated event for employees and owners. You are investing in the event, so you want it to be memorable. A holiday party can have a positive impact on your employees, building rapport and cooperation, and help with employee retention. If you are planning

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