Your Source for Understanding Personal, Business, Life, Health, Group Benefits, and Medicare Insurance.
health reimbursement arrangement

7 Myths About Health Reimbursement Arrangements (HRAs) Debunked

Health Reimbursement Arrangements (HRAs) are a valuable and flexible tool for employers to provide health benefits to their employees. However, like many aspects of the insurance industry, there are some misconceptions about HRAs. Let’s debunk seven common myths and set the record straight. Myth 1: HRAs Don’t Qualify as a

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father holding up son in snow

How to Prioritize Your Health Over the Holidays

Warm greetings to the holiday season! As the air gets colder and the festive lights begin to twinkle, it’s easy to get swept up in the excitement of the holidays. However, amidst the joyful celebrations and gatherings, it’s crucial to remember to prioritize your health. This season, let’s explore critical

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two seniors reading a paper

5-Star Special Enrollment Period Explained

The Centers for Medicare and Medicaid Services (CMS) annually evaluates Medicare Advantage plans on a 5-star scale. These annual quality ratings provide valuable insights for consumers, helping them assess the performance of health plans in various critical areas. If you’re considering a switch to a Medicare Advantage plan, the 5-Star

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employees toasting at corporate event

The Secret to Stress-Free Events for Business Owners

As a business owner, planning and hosting events for your employees, clients, or customers can be a great way to build relationships and boost morale. However, organizing a successful event can be a daunting task. To make the process smoother and ensure a stress-free experience, consider these valuable tips: 1.

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cat sleeping on people's laps around holiday decor

Holiday Safety Tips for Your Pets

The holiday season is a time of joy and celebration, and as pet owners, it’s essential to ensure that our furry friends stay safe and happy during this festive period. With a few precautions and some awareness, you can also ensure your pets have a great holiday season. Here are

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employees congratulating another employee

Small Acts of Appreciation that Transform Company Culture

Thanksgiving is a time when we gather with loved ones to express gratitude for the blessings in our lives. It’s a beautiful reminder of the power of appreciation and Thanksgiving. But why limit this spirit to just one day a year? In the workplace, cultivating a culture of gratitude and

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3 Steps to Prevent Medical Identity Theft

Identity theft is a pervasive issue, and while most people are aware of financial identity theft, another type of identity theft often flies under the radar—medical identity theft. This fraudulent act involves the misuse of someone’s personal information, such as their name, insurance details, or Social Security number, to obtain

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mother and daughter reading

7 Unique Family Traditions to Start this Thanksgiving

As the leaves turn to hues of gold and the air grows crisper, Thanksgiving approaches with the promise of warm gatherings, delicious feasts, and heartfelt expressions of gratitude. While many of us cherish long-standing family traditions, there’s always room to add new ones to the mix. This Thanksgiving, consider embracing

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senior couple reviewing documents

The ABCs (and Ds) of Medicare

Medicare, the federal health insurance program, is a vital resource for millions of Americans aged 65 and older and some younger individuals who are living with disabilities. Understanding the different parts of Medicare may require more effort than simply learning the alphabet, but once you do, you’ll have access to

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businesswoman on a call and working on laptop

How to Turn Small Business Saturday into Big Opportunities

Small Business Saturday is just around the corner, and it’s the perfect time to celebrate and support local businesses. This annual event, which falls on the Saturday after Thanksgiving, encourages consumers to shop locally and discover the unique offerings of small businesses in their communities. As we approach this special

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