Your family depends on you for personal and financial support. Term life insurance is one way you can protect them should you suddenly pass away due to an accident or illness. It’s important to understand how term life insurance works, as well as the pros and cons of keeping this
When the Affordable Care Act (otherwise known as Obamacare) became law, the entire health insurance industry made a massive shift. Insurance plans changed and issues regarding pre-existing conditions were resolved. The problem that exists now is getting enrolled in the right health insurance plan. Whether you use the state or
The need for excellent car insurance is a fact of life. It’s great to get extensive coverage at a low price, and saving your hard-earned money is always a good idea, but one of the most common questions we hear is whether liability only coverage if the right choice. Let’s
After a long and cold winter, it’s time to let in the sunshine, breathe the fresh air, and make your home spotless. A good spring cleaning also keeps your home environment much safer, as cluttered areas can pose a risk of fire. Check your home from top to bottom for
Carbon monoxide (CO) is odorless, colorless, hard to detect, and extremely dangerous. The gas is often called “the invisible killer,” and it is critical that your family is protected from exposure. The CDC reports that there were a total of 5,149 deaths from unintentional carbon monoxide poisoning from 1999 –
Most of us would prefer not to think about what would happen to our families if something happened to us. Life insurance is something we may have to force ourselves to think about, just like a will. The good news is that purchasing a whole life insurance policy can be
Weather patterns are constantly changing, and there have been some record-breaking snowfalls in recent years. Heavy snow can create significant damage to your home or vehicles, and it’s critical to understand what to do in the event of snow-related damage. You may have good home and auto insurance coverage, but
A restaurant is a valuable asset, and restaurant owners invest a great deal of money into their operation. The costs involved in installing cooking fixtures, correct venting, guest areas, and computer systems is significant. Once purchased and installed, you want to protect these assets should an unexpected event such as
Any insurance policy – including auto insurance, homeowners insurance, and renters insurance – should provide enough coverage to make you feel protected in case of an unexpected event. If you aren’t feeling secure with your insurance policies, make a resolution this year to review them. Many consumers shop for insurance
Being a homeowner is a dream that most people have. Once you’ve saved enough to buy a home, gone through the stressful process of working with a real estate agent to find the right home in the right neighborhood, and gotten the best deal you can on a mortgage, the
