Your Source for Understanding Personal, Business, Life, Health, Group Benefits, and Medicare Insurance.

Health Insurance

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Choosing The Health Plan That Works Best For You

There are so many factors to consider when choosing a health insurance plan! How high are the monthly premiums? How large is the deductible? What is the maximum you will have to pay out-of-pocket per year for covered medical expenses? How much is your copay for doctors’ and specialists’ visits?

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Doctor and patient discussing a procedure

Will My Health Insurance Cover Cosmetic Procedures?

Cosmetic procedures are performed to change, restore, or enhance appearance. Health insurance plans rarely pay for elective cosmetic procedures. However, they may cover plastic surgery if it is reconstructive and performed for medical, rather than cosmetic, reasons. When Does Health Insurance Cover Plastic Surgery? Whether your health insurance will pay

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Hospital patient holding hands with visitor

What Happens If You Don’t Have Any Health Insurance?

Americans are required to carry health insurance under the Affordable Care Act of 2010 (ACA). Originally, the ACA called for a penalty (known as a shared responsibility payment) for people who did not have health insurance, enforceable on the federal level. This portion of the ACA was repealed in 2019,

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Woman exhausted after a workout

How Too Much Exercise Can Be Bad For Your Health

Exercise is good for your health – we all know that. But it is possible to exercise too much. In fact, recent studies have found that overdoing it could cause damage to your body and your brain. How Much Is Too Much Exercise? Regular exercise can help you maintain a

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Patient visiting the doctor

The Importance Of A Yearly Physical With Your Doctor

One of the reasons why it is so important to have health insurance is that it makes it possible to get yearly physical exams and preventative medical care. Conscientiously getting your annual exam is one the best things you can do for your health. The following are some of the

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Older couple jogging

Managing Your Health After 50

By the time we reach our 50s, we have to face the fact that we’re growing older. Metabolism slows down, muscle mass decreases, and it takes more work to accomplish less in terms of fitness. For many men and women, the 50s are a time when a number of life

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Community Together Holding Hands

Communities Coming Together During The COVID-19 Pandemic

The best in human nature is revealed during trying times, and the COVID-19 pandemic is no exception. Throughout cities, towns, and rural communities in the USA, people are exhibiting the spirit of generosity every day, from a simple neighborly act to volunteers working long hours to provide vital services. Whether

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Health insurance forms

Should I Have More Than One Health Insurance Policy?

It is not an unusual situation for a person to have coverage under more than one health insurance policy. For example, this often happens with spouses who have their own health insurance through their employers and are also covered through their spouses’ employers. Employees age 65 and older may have

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Woman working out at home

Easy Home Workouts For Better Health

There is no denying the health and beauty benefits of exercise. But what if you’re not ready to commit to a gym membership or invest in expensive equipment that takes up space in your home? You can still get in shape from the comfort of your own home, with a

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Businesswoman grossed out by her sneezing coworker

What Should I Do If My Co-Workers Start Getting Sick?

Flu season is upon us, and too many people are showing up for work sick. Perhaps they have deadlines to meet or simply cannot afford to miss an important meeting. Or maybe they missed that part in science class when the germ theory was covered. Regardless of the reason, the

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