Your Source for Understanding Personal, Business, Life, Health, Group Benefits, and Medicare Insurance.

Personal Insurance

Young family packing up car for trip.

The Hidden Costs of Skipping Insurance

This April is the 22nd anniversary of Financial Literacy Month, a time that inspires us to secure our future with sound financial planning, budgeting, saving, and investing. It’s an excellent opportunity to improve your financial education and be more secure in your goals. For example, many people are unaware of

Read More »
Young couple looking at home remodel plan.

5 Insurance Considerations for Your Home Remodel

Planning a home remodel? April is National Rebuilding Month, after all. Whether adding space, upgrading features, or increasing functionality, your renovation could impact your homeowner’s insurance. Some updates may require additional coverage, while others might lower your premiums. Here are five key insurance considerations before you remodel your home. Increased

Read More »
Young couple being shown a new condo by a real estate agent.

The Difference Between Condo Insurance & Home Insurance

Like homeowners and renters, condo owners need insurance coverage to protect them from financial loss caused by perils such as fire, theft, and lawsuits. However, condominiums are different from homes or apartments. Although part of the building or property belongs to the condo owner, some of the condo belongs to

Read More »
African-American man reading on iPad.

How Does My Credit Score Affect My Insurance Rates?

March is National Credit Education Month—and many of us could use some help. When we think about credit scores, most of us are aware that our credit scores can affect loan approvals, car financing, credit card limits, or whether you are at the top of the list of tenants a

Read More »
young woman inspecting electrical system in her home

Your Winter Electrical Safety Checklist

National Home Warranty Day was last week, so it’s an ideal time to take steps to protect your home from excessive wear and tear with a home warranty. Homeowners can guard against the unexpected with specific personal insurance policies. Keep your home safe and warm this winter with these critical

Read More »
storm cloud gathering over closeup of house

How to Prepare Your Home for Winter Storms

During the winter months, the weather can get pretty grim. Freezing icy conditions, blizzards, torrential rain, and wind events can test any structure, including your home. The best policy is to be prepared for the worst and hope for the best. Here are some ways you can protect your home

Read More »
friendly male asian insurance agent discussing insurance with young couple

New Year’s Resolutions for Policy Holders

The New Year is traditionally the time we make decisions about the future. Most New Year’s resolutions focus on personal health or family and business goals. Don’t forget to include greater peace of mind and security for yourself and those you love as part of your New Year’s list. By

Read More »
Boxes sitting on front porch

Preventing Package Theft

If you do a lot of online shopping during the holiday or year-round, be aware of the growing threat of package theft. Package thieves, also known as “porch pirates,” have become so brazen that some will even tail delivery drivers to swoop up packages the minute they are gone. In

Read More »
woman holiday shopping on iPad

Safety Tips for Online Shopping

It is that time of year again. Whatever holiday you celebrate, Americans nationwide go to their favorite online retailers to buy holiday decorations, party supplies, and gifts to make the season merry and bright. The convenience of the internet is hard to resist, but the freedom and flexibility of online

Read More »