Tag: Commercial Property Insurance

Do I Need Specialty Disaster Insurance If I Already Have Commercial Property Insurance?

Every business needs commercial property insurance. It protects your building and property inside the building, as well as fences, outdoor signs, and other exterior fixtures. But if you live in a flood zone or an area prone to earthquakes or other natural disasters, commercial property insurance may not be enough. You may need to purchase additional specialty disaster insurance to provide the protection your business...

Common Commercial Property Insurance Exclusions

Commercial property insurance is designed to protect the physical assets of your business from specific perils, including fire, explosions, storms, burst pipes, vandalism, and theft. It protects your building and its contents, along with fences, signs, and other exterior fixtures. It is a core coverage of your business insurance policy. If you have purchased commercial property insurance coverage for your business, you can expect to...

Rental Property Myths Debunked

Although landlord-tenant laws vary from state to state, common myths about rental properties are in circulation nationwide. The following are some widely-held beliefs about renting and why they may not be as true as you think. The Security Deposit Covers the Last Month's Rent Although the security deposit may equal a month's rent, it is not earmarked for that purpose. The last month's rent and...

Make Sure To Insure All Aspects Of Your Business

The minute you start a business, you are exposed to certain risks. The importance of having the right business insurance cannot be overstated. Our knowledgeable agency can help you fully assess your business insurance needs and find the right coverage at the best available rates. Types of Business Insurance Businesses today have a wide range of insurance options to protect them against a number of...

Do You Need Business Insurance When Working Out Of Your Home?

Many small businesses in the U.S. today are home-based. For a small business owner or entrepreneur, working out of the home has many advantages. It is convenient, cost-effective, and comfortable, and you can skip the daily commute and wear pajamas or sweats all day if you like. However, conducting business in the comfort and convenience of your own home does not make it risk-free. You...