With Tax Day just around the corner, many businesses are looking for ways to maximize employee tax savings and benefits. While it may be too late to enjoy these tax savings for 2023, there are still valuable opportunities to explore for future tax years. Here are 10 group benefits options
Raising Awareness on National Burn Awareness Week National Burn Awareness Week serves as a critical reminder of the devastating impact of burn injuries and the importance of prevention. While awareness is essential, taking proactive steps towards preparedness is equally vital. Let’s explore how we can shift from awareness to preparedness
National Disability Employment Awareness Month (NDEAM) is observed each October. This is a time to celebrate the contributions of workers with disabilities and to showcase inclusive employment policies and practices that benefit both employers and employees. Building a disability-inclusive workplace involves more than hiring people with disabilities. In truly inclusive
If you don’t place a high priority on disability insurance, you are not alone. Although most people underestimate their chances of disability, the risk is higher than you might think. Approximately one-third of the population will experience a disability before 65, as reported on Kiplinger. Underestimating the odds of needing
You have disability insurance to protect your loved ones should you become disabled and can no longer earn a living. It is important that you understand the most common reasons disability claims are denied before purchasing a policy. You Filed for Benefits Too Late. Long-term disability insurance policies require that
Disability insurance serves a critical role in your health and welfare should you become very ill, incapacitated, and need special care in the future. However, when choosing a disability insurance policy, you must be careful to avoid four pitfalls: 1. Benefits could cancel each other. Group insurance policies, such as
Long-term disability insurance is designed to help cover your living expenses should you become disabled. However, the insurance company does not start paying out benefits immediately if you become seriously ill or injured. You must meet a specific definition of disability for a certain period of time (typically 90 to
It’s not easy to think about the possibility of becoming disabled, suffering a serious illness, or becoming incapacitated. We understand these are difficult topics, but even if you are young and healthy, it may be time to have an honest conversation about disability insurance. This type of insurance coverage can
