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Health Insurance

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6 Foods to Help Prevent Dehydration

Across the USA, many people live in communities that are experiencing hot, dry weather. Staying well hydrated is always important, and even more so during the hot summer months. Obviously, drinking plenty of water is vital, but there is more to staying hydrated than just consuming liquids. Electrolytes work to

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Woman relaxing in a pool

How Much Sun Is Too Much Sun?

It is common knowledge that too much sun exposure is bad for your skin. Most people also know that we need sunlight to make vitamin D, a micronutrient that aids bone growth and absorption of calcium, controls cell growth, regulates immunity, and helps prevent inflammation. Unfortunately, it can be tricky

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Is Coffee Good Or Bad For Your Health?

A cup of coffee in the morning is a long-established ritual for many of us in America. According to Gallup News, nearly two-thirds of all adults in the U.S. drink at least one cup of coffee a day. Average daily consumption is 2.7 cups, a statistic that has not changed

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Personal Insurance

10 Summer Tips To Beat The Heat

While it’s true that the elderly, young children, and those with pre-existing conditions are more susceptible to the summer heat, it doesn’t take long for the sun to take its toll on healthy individuals as well. Here are 10 tips that can help you beat the heat this summer: Keep your

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What Is a High Deductible Health Plan (HDHP)?

A high deductible health plan (HDHP) is a plan with a higher deductible than traditional health insurance. The premiums may be lower, but you have to meet a higher deductible (payout of pocket for more health care costs) before your coverage kicks in. An HDHP is often combined with a

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Happy Couple With Baby on Kitchen Counter

How to Get Health Insurance After Adopting a Child

Welcoming a new member to your family is one of life’s most rewarding and fulfilling experiences. Whether you are adopting a new baby or an older child, adoption is treated as a “qualifying life event” that allows you to purchase health insurance. A qualifying life event triggers a special enrollment

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Serious Businesswoman

What is a Catastrophic Health Insurance Plan?

Health insurance is a crucial way to protect your health and comes in many forms, one of which is called a “catastrophic health insurance plan.” These plans have a significant advantage – they are affordable and protect you in worst-case scenarios. These plans do not cover everything that many other

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4 Types of Health Insurance and How to Choose One

If you need to buy health insurance, you can choose from four basic types of policies. These policies vary in monthly cost, benefits, and deductible. The Affordable Care Act The Affordable Care Act (ACA, or “Obamacare”) made it impossible for health insurance companies to deny you health insurance due to

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Frustrated Injured Woman Looking at Laptop

Common Reasons Disability Claims Are Denied

You have disability insurance to protect your loved ones should you become disabled and can no longer earn a living. It is important that you understand the most common reasons disability claims are denied before purchasing a policy. You Filed for Benefits Too Late. Long-term disability insurance policies require that

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