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Homeowners Insurance

little boy dressed as firefighter in home

National Fire Safety Week: Is Your Household Prepared for Evacuation?

National Fire Safety Week serves as a reminder each October to re-evaluate our preparedness for house fires. While many families install smoke detectors, check fire extinguishers, and take other precautions, evacuation readiness may be overlooked. Every second counts in a home fire, and having a clear, practiced evacuation plan in

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Older couple embracing on front porch

Home Sweet Home: Insuring Your Property and Belongings

Your home is more than just a place to live. It’s your most valuable asset and the center of your everyday life. Homeowners insurance is designed to protect your investment, your belongings, and your financial stability. Many homeowners aren’t sure what their policy covers or where the gaps could exist.

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Young business woman running her at-home business.

Will My Homeowners Insurance Cover My Home Business?

Running a business from the comfort of your home is incredibly convenient, but it also raises questions about insurance coverage. While homeowners’ insurance can offer some protection, it may not fully cover home-based business activities. Understanding the limitations of your policy and exploring additional coverage options to help protect your

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Two men grilling in backyard

Summer Grilling Safety Tips

There is nothing like the scent of burgers sizzling on the grill or the flavors of perfectly charred vegetables during the warm summer months. While grilling is a seasonal tradition, it is important to prioritize safety to keep cookouts accident-free. These essential summer grilling safety tips can help you ensure

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young couple distressed on phone with insurance after roof leak

​5 Most Common Insurance Claims and How to Avoid Them

June has arrived! This month is National Homeowners’ Month and National Safety Month. We celebrate both special recognitions by considering how homeowners can keep their properties safe and secure. Knowing the most common insurance claims can help you safeguard your property and avoid the risk of losses. Here are five

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Young family packing up car for trip.

The Hidden Costs of Skipping Insurance

This April is the 22nd anniversary of Financial Literacy Month, a time that inspires us to secure our future with sound financial planning, budgeting, saving, and investing. It’s an excellent opportunity to improve your financial education and be more secure in your goals. For example, many people are unaware of

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Young couple looking at home remodel plan.

5 Insurance Considerations for Your Home Remodel

Planning a home remodel? April is National Rebuilding Month, after all. Whether adding space, upgrading features, or increasing functionality, your renovation could impact your homeowner’s insurance. Some updates may require additional coverage, while others might lower your premiums. Here are five key insurance considerations before you remodel your home. Increased

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Young couple being shown a new condo by a real estate agent.

The Difference Between Condo Insurance & Home Insurance

Like homeowners and renters, condo owners need insurance coverage to protect them from financial loss caused by perils such as fire, theft, and lawsuits. However, condominiums are different from homes or apartments. Although part of the building or property belongs to the condo owner, some of the condo belongs to

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African-American man reading on iPad.

How Does My Credit Score Affect My Insurance Rates?

March is National Credit Education Month—and many of us could use some help. When we think about credit scores, most of us are aware that our credit scores can affect loan approvals, car financing, credit card limits, or whether you are at the top of the list of tenants a

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young woman inspecting electrical system in her home

Your Winter Electrical Safety Checklist

National Home Warranty Day was last week, so it’s an ideal time to take steps to protect your home from excessive wear and tear with a home warranty. Homeowners can guard against the unexpected with specific personal insurance policies. Keep your home safe and warm this winter with these critical

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