Your Source for Understanding Personal, Business, Life, Health, Group Benefits, and Medicare Insurance.

Homeowners Insurance

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Traveling for the Holidays? Here’s What You Need to Know.

The holiday season is just around the corner, and many of us eagerly plan trips to spend quality time with loved ones. However, before you embark on your holiday adventure, it’s crucial to consider the safety and security of your home while you’re away. There are various ways to keep

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young asian man working on laptop

How often should I update my insurance policies?

As your life changes, your insurance policies should, too. Whether you’re celebrating a new chapter in your life or navigating significant changes, staying on top of your insurance needs is crucial to ensure you’re adequately protected. Major life events can dictate how often and when you should update your insurance

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water leak in the ceiling

How to Ensure Your Home is Prepared to Weather Any Storm

Although summer means warmer temperatures, it can also bring thunderstorms, with hail, rain, lightning, and strong winds. The following are some tips on preparing your home for harsh weather conditions and summer storms. Clear Your Gutters and Check Your Roof The exterior of your home is its first defense against

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umbrella covering a family, home, and vehicle

The Benefits of Umbrella Insurance

Accidents can happen to anyone, often leading to extensive financial losses. Umbrella insurance is a type of personal liability coverage that covers injury to others or damage to their possessions. It covers other family or household members as well as policyholders. It is a low-cost way to obtain significant additional

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blue house with for rent sign in the front yard

Home Insurance for Rental Properties: What You Need to Know

Many people who own homes today rent them out to others. If you are renting out your home, whether on a short-term or a long-term basis, it is essential to understand that your homeowners insurance may not cover losses incurred while the property is being rented. The following is information

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Young couple looking at laptop

The Role of Homeowners Insurance for Home Renovations

If you plan to remodel your home, reviewing your policy and checking with your homeowners insurance agent before the project begins is a good idea. Your homeowners insurance may provide coverage for some renovations. You may want to increase your policy limits and add additional liability coverage in case an

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Young couple on the floor of new home

Here’s What First Time Homebuyers Should Know

If you are a first-time homebuyer, you are about to face a set of unfamiliar challenges. Homeowners insurance is a critical step in the process of buying a home. This insurance protects one of the biggest purchases in a lifetime. With homeowners insurance, you can protect not only the equity,

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storm over house

What’s Considered a Natural Disaster, and Am I Covered?

Natural disasters happen. Although no one can predict when they will occur, homeowners insurance can give you peace of mind. First, however, it is essential to understand what qualifies as a natural disaster under the terms of your policy. Homeowners insurance covers a vast range of natural disasters, including those

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Eco Friendly Home

Can Having an Eco Friendly Home Reduce Your Homeowners Insurance?

Your homeowners insurance premiums can be reduced with eco-friendly changes to your home environment. Any way to reduce monthly costs is valuable, and it is worth considering whether making changes could help you save. Some of the incentives offered by several insurance providers include: LEED certification for a home: LEED,

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Beach House

What You Should Know Before Becoming an Airbnb Host

Becoming an Airbnb host is an exciting prospect, with a great financial upside. However, it is important to be aware that hosting others on your property comes with added risks. The visitors to your property are unknown to you, and you can’t be completely confident that they will treat your

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