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Medigap Insurance

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6 Medicare Pitfalls to Avoid

Medicare enrollment and plan selection are critical decisions with significant financial implications. Unfortunately, many enrollees make common mistakes, such as not reviewing coverage annually, misunderstanding plan details, and failing to consider changing healthcare needs. These errors can result in gaps in coverage or unnecessary expenses. Approaching Medicare decisions carefully and

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Are Hearing Aids Covered by Medicare?

Many individuals with hearing loss rely on hearing aids to improve their quality of life and communication abilities. However, one common question among Medicare beneficiaries is whether hearing aids are covered by the program. Medicare Part A and Part B Coverage Medicare Part A and Part B, also known as

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Debunking 5 Medigap Misconceptions

As the name implies, Medigap insurance is designed to fill in gaps in coverage that occur with Original Medicare. For example, if Original Medicare Part B covers 80% of medically necessary services for your outpatient care, a Medigap policy will cover the remaining 20%. This is important coverage to have,

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10 Medicare Terms You Should Know

Generally, eligibility for Medicare begins at age 65. Your initial enrollment period starts three months before you turn 65 and ends three months after the month you turn 65. When the time to enroll in Medicare is approaching, it is important to learn the language. These are 10 Medicare terms

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Does Medicare Cover Weight Loss Programs?

Losing weight is always a challenge, and support is available through your Medicare plan, depending on your coverage. If a weight loss treatment is deemed to be medically necessary by your doctor, a range of services is available to you. What Each Medicare Plan Covers for Weight Loss Medicare Part

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Traveling Outside the U.S. with Medicare: What You Need to Know

Traveling Outside the U.S. with Medicare: What You Need to Know

Medicare will not pay for healthcare outside the U.S., except under specific rare circumstances. That means in most cases, you are not covered anywhere other than the 50 states, the District of Columbia, the U.S. Virgin Islands, Puerto Rico, American Samoa, the Northern Mariana Island, and Guam. Under What Circumstances

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Your Guide to Medigap and Other Medicare Supplement Plans

Your Guide to Medigap and Other Medicare Supplement Plans

Medigap is Medicare supplemental insurance. Private insurance companies sell these policies. They are designed to help cover the gaps in healthcare costs with original Medicare, such as deductibles, co-payments, and co-insurance. It can also help with services Medicare does not cover, including travel outside the U.S. Why You Might Need

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Social Security vs. Medicare

Social Security and Medicare are related. Many seniors begin receiving benefits from both at approximately the same time. However, they are two different programs administered by other federal agencies, which provide different benefits to older adults. What Is Social Security? Social Security was created to promote the economic security of

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How to Avoid Medicare Penalties

Medicare charges late enrollment penalties that take some people by surprise. These penalties are designed to discourage older Americans from passing up Medicare coverage and possibly incurring high medical bills down the road. Take steps to avoid these penalties, so you do not have to pay higher Medicare premiums. What

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How to Prepare For Your “Welcome to Medicare” Visit

If you are new to Medicare, you are embarking on a new phase in your healthcare journey. One of the first things you will do is schedule a “Welcome to Medicare” visit. Medicare covers this visit. When scheduling this first visit, ensure the medical provider you choose accepts Medicare. When

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