If you’re considering purchasing life insurance, you must go through an application process to qualify. Understanding what to expect during this process can help you secure the coverage you need at a price that suits your budget. Gaining familiarity with the steps, from the application to the medical exam and
When you are shopping for life insurance, a convertible term policy may be a good option. Convertible term life insurance is a type of term life policy with a rider giving the policyholder the option to convert to permanent life insurance later. Although it offers several benefits, convertible life insurance
Obtaining a graduate degree may be the right choice to increase your earning potential and advance your career. If you have decided to go to graduate school, life insurance may be the last thing on your mind. Nevertheless, it may be a smart move for a full-time or part-time graduate
Purchasing life insurance is a critical point in planning for the future. If this is your first time purchasing life insurance, our step-by-step guide can help. How to Buy the Right Life Insurance for You If this is your first time looking into life insurance, take these basic steps to
Preparing for the future usually involves saving for your children’s education or for retirement. You may not have considered life insurance due to misconceptions regarding cost or other issues. Instead of letting false information influence buying this essential life-planning tool, take a moment to get the facts. Life Insurance and
A “family floater” plan provides life insurance coverage to all family members. These policies are a smart choice for many families. Also called “family life insurance,” your entire family has life insurance with a single policy, a far simpler and more efficient process. Life insurance policies are typically purchased to
Buying a home is one of life’s most significant, and expensive, milestones. When you find the ideal property, you will be required to jump through several hoops to get a mortgage. Some home buyers are required to purchase mortgage insurance, while others choose to purchase mortgage life insurance – there
It is smart to “spring clean” your life insurance each year, as the life insurance market changes over time. A new insurance product could allow you to purchase higher levels of coverage at a lower cost. With the help of a qualified insurance agent, you may discover you have been
February is Insure Your Love Month. This is the seventh year of the Insure Your Love Campaign, coordinated by Life Happens. Buying life insurance to protect the ones you care about is an expression of love. Valentine’s Day falls in February, which makes it the perfect time to remind people
Many single people believe they don’t need life insurance. With no one relying on their income to act as beneficiaries, why should they pay the monthly premiums? The truth is life insurance is not just for married people with children. It can have many benefits for single people as well.
