Not all work-related injuries are caused by sudden accidents. Occupational diseases and cumulative trauma injuries can develop over time. Repetitive Stress Injuries If an employee is covered by workers’ compensation insurance, he or she should be entitled to receive compensation for repetitive stress injuries caused by overuse across a long
Workers’ compensation insurance is designed to provide benefits to injured workers and to protect employers from injury lawsuits brought by employees. It pays for medical care, partially replaces lost wages during recovery from work-related injuries, and covers vocational rehabilitation for workers when needed. Generally, workers’ compensation is a no-fault system
The minute you start a business, you are exposed to certain risks. The importance of having the right business insurance cannot be overstated. Our knowledgeable agency can help you fully assess your business insurance needs and find the right coverage at the best available rates. Types of Business Insurance Businesses
Many small businesses in the U.S. today are home-based. For a small business owner or entrepreneur, working out of the home has many advantages. It is convenient, cost-effective, and comfortable, and you can skip the daily commute and wear pajamas or sweats all day if you like. However, conducting business
As cold weather swoops in for the season, you can protect your business and employees from winter weather hazards by having the right business insurance policies in place. Freezing temperatures, ice, and snow bring risks that can prove to be financially devastating. The III (Insurance Information Institute) reports that last year,
Business owners are responsible for keeping the workplace safe and OSHA (Occupational Safety and Health Administration) compliant. But accidents still happen. When a worker, customer, or client is injured, it is upsetting and there are often long term consequences. All business owners can reduce risk and maintain a safer, healthier
While it can be easy to see how sick days would be beneficial to your employees, they are equally valuable to you as an employer. Taking a day or two off from work affects immediate productivity, but the consequences of employees “toughing it out” and coming to work sick are far greater. Coming
A restaurant is a valuable asset, and restaurant owners invest a great deal of money into their operation. The costs involved in installing cooking fixtures, correct venting, guest areas, and computer systems is significant. Once purchased and installed, you want to protect these assets should an unexpected event such as
Need a few suggestions to keep your employees happier over the next few months? We have gathered together some simple tips that are designed to keep employees productive and happy at the work place. Here are a few ideas to get you started: Give yourself and your employees permission to be happy.
Get help from a local agency that will really work for you. We know workers’ compensation insurance needs. This type of insurance is one of the largest expenses your business must pay, and there are various insurance markets for your specific industry. You need an agency that will do the
