Your legacy – what will it be, and how will you be remembered when you pass? A guaranteed death benefit provides financial support when your loved ones need it most. The policy benefits can be used to buy property, provide for the family, pay for college tuition, trips, or whatever
Medicare covers screening for depression, once a year, at no cost. Medicare also covers various other types of mental health services. A person on Medicare may feel depressed, particularly during the pandemic, when they have been less willing or able to engage in the usual social activities or spending time
As a small business owner, you have consistently paid your insurance premiums. When the time comes to file a claim, it can be a shock to have your claim denied and be forced to pay out of pocket – especially when you believed you were covered. These are the most
We rely on electricity to stay warm, keep our homes illuminated, cook, heat or pump water, and to keep us entertained on our TVs and other devices. A power outage can be a short-term annoyance or last for days. It is worthwhile, with weather systems changing, to have a plan
A business holiday party is a highly anticipated event for employees and owners. You are investing in the event, so you want it to be memorable. A holiday party can have a positive impact on your employees, building rapport and cooperation, and help with employee retention. If you are planning
The “winter blues” are not imaginary. Millions of people feel depressed during the winter months due to the reduced sunlight, which is believed to increase more melatonin, the hormone that triggers sleep, creating feelings of fatigue, lethargy, and depression. Rather than living with the condition, you have options to help
The holidays are coming, and you may be wondering what to give your children or grandchildren. Life insurance can be the ideal gift. When purchased for a younger person, the cost of premiums is far lower. Whole Life insurance has the benefit of being an asset that can be borrowed
Medicare supplement plans come in various shapes and sizes – and there is no “one size fits all” plan. These plans help with the out-of-pocket costs not covered by Original Medicare such as copays, coinsurance, and deductibles. Choosing the right plan requires looking at your budget and what plan would
If you own a restaurant, you know the importance of carrying the right insurance to protect your investment. It can be challenging to choose the best possible business insurance policy for your restaurant, and we are here to help. Read these tips about restaurant insurance to help avoid a financial
Americans love their road trips and head out in vast numbers to visit relatives, camp, fish, hunt, visit resorts and theme parks, or enjoy our beautiful country. Before you leave town on your road trip, take the time to review these driver safety tips – they could save a life.
