Your Source for Understanding Personal, Business, Life, Health, Group Benefits, and Medicare Insurance.
Staying healthy during holiday celebrations

How to Overcome Overeating During Holiday Celebrations

The holidays seem to consist of one large meal or party after another. First, there’s the Thanksgiving feast, with turkey, stuffing, gravy, and pumpkin pie. Then comes a parade of holiday parties, delicious desserts, Christmas ham, goose, or beef, fabulous breads, and, of course, eggnog.  Traditionally, the holidays are a

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Is my employer-sponsored life insurance policy enough?

Employer-Provided Life Insurance: What You Need to Know

Life insurance is a popular feature of employee benefits packages. Many employers provide basic group life free of charge to their employees. More Americans have workplace plans than individual life insurance plans, as reported in a NerdWallet article.  If your employer offers free or low-cost basic group life, there is no

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How Hospice Works with Medicare

Get the Facts About Hospice Care and Medicare

November is National Hospice and Palliative Care Month. Hospice care is compassionate end-of-life care. It includes services intended to provide comfort for terminally ill individuals. Palliative care is specialized medical care, performed to relieve pain and stress, with a focus on the needs of the patient, not on the prognosis.

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Necessary protections for veteran-owned businesses

Business Insurance to Protect Your Veteran-Owned Company

Veterans entering the business world have access to a number of resources. These include the Small Business Administration, Veterans Affairs Office of Small and Disadvantaged Business Utilization (OSDBU), the SCORE Veteran Fast Launch Initiative, and American Corporate Partners (ACP).  One essential aspect of running a business is having adequate insurance

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Common Holiday Homeowners Insurance Claims

Safeguard Your Property During the Holidays

The holidays are a time for celebration and getting together with family and friends. They can also mean a greater risk for your property if you are hosting parties or traveling away from home to other holiday celebrations. This is where your homeowners insurance policy comes in. Common Holiday Homeowners

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native american month

Celebrating Native American Heritage Month

In 1990, President George H.W. Bush established November as Native American Heritage Month. The rich traditions, cultures, and histories of the Native people deserve to be understood, celebrated, and honored throughout the country. During this month, we should all focus on creating a more positive experience for Native peoples by

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What Are HRAs and HSAs

Should Your Business Offer an HRA or HSA?

HRAs and HSAs are two very popular, tax-advantaged healthcare savings plans. These plans differ in several ways, including who is eligible to participate, where contributions come from, and what kind of health plans can be combined with them. Before deciding which one is better for your company, it is important

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Hot to Maintain Strong Mental Health

6 Habits That Support Strong Mental Health

Maintaining good mental health has become more challenging in recent times, with the global pandemic and other factors contributing to stress and anxiety. It is more important now than ever to develop healthy habits to improve your mood and help keep stress at bay. Cultivating the following habits will benefit

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pros and cons of Hybrid Life Insurance

Standard vs. Hybrid Life Insurance: Which Is Better?

Standard life insurance has a single purpose – to provide death benefits to your beneficiaries. Hybrid life insurance combines long-term care insurance and life insurance in a single policy. If you become disabled and unable to live independently, it covers the costs of your care, at home or in a

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Learn to Recognize Medicare Fraud and Abuse

Tips for Avoiding Medicare Fraud and Abuse

Medicare fraud is committed when someone knowingly deceives Medicare to get payment or a higher payment than the healthcare provider is entitled to receive. Medicare abuse occurs with practices resulting in unnecessary costs for Medicare. Examples include overcharging for supplies or services, misusing billing codes, or billing for unnecessary services. 

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