Your Source for Understanding Personal, Business, Life, Health, Group Benefits, and Medicare Insurance.

Health Insurance

Young female doctor high-fiving child patient.

Understanding Health Insurance Networks

Navigating health insurance networks can be tricky but understanding the terms “in-network” and “out-of-network” is key to managing your healthcare costs. Reviewing what these terms mean and how they impact your healthcare costs can be helpful. What Does “In-Network” Mean? A healthcare provider is “in-network” when they have a contractual

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Tips for Choosing a Health Insurance Plan

Navigating health insurance can feel overwhelming, but choosing the right plan is important for your well-being and financial security. With so many options available, understanding where to start can make all the difference. This guide simplifies the process, helping you make an informed and confident decision. 1. Understand Your Coverage

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Woman looking through paperwork.

Will My Health Insurance Cover Special Procedures?

Navigating health insurance coverage can seem like deciphering a foreign language, particularly when it involves special procedures. If you need a procedure that is not considered standard medical practice or within the scope of routine care by the health insurance industry, it is essential to understand how your health plan

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Young healthy Asian woman jogging.

Diabetes & Exercise: Connecting the Dots

Diabetes has become a widespread health concern, affecting millions of people of all ages. CDC reports that 11.6% of the U.S. population – 38.4 million individuals – had diabetes in 2021. While medications and dietary adjustments tend to take center stage in diabetes management, exercise is an equally critical component

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Young couple talking to new doctor.

5 Things to Consider When Choosing a New Doctor

Looking for a new doctor? Maybe you are considering switching healthcare plans, recently moved, or need a change. Finding the right medical professional to work with is vital in managing your health. Your primary care physician is your “home base.” Your doctor must be someone you can trust and feel

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Young man with toddler in lap and wife in background researching on. his laptop.

What is an HSA, and Is It Right for Me?

You have options when it comes to managing your health insurance. Many services are offered free of charge. An HSA or health savings account is not insurance but can be a viable option for covering health costs.  What is an HSA? An HSA is a personal savings account for specified

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young woman experiencing back pain sitting at her desk

Why is Sitting the New Smoking?

Smoking kills 500,000 people a year in our country, according to the American Lung Association. It is a tragedy, considering it is the number one preventable cause of death in the U.S. When people say, “sitting is the new smoking,” the words represent a feeling more than a statistical fact,

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young male doctor giving high five to little girl standing with her mom

New Year, New Healthcare Coverage Updates

However you celebrate it, a New Year is here, with a fresh outlook for 2025. Life changes rapidly. Healthcare coverage is meant to change with you so that as your needs, family, and income expand or contract, you always have the help you need. Here’s a quick rundown on ensuring

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young woman brushing her teeth while reading something on her phone

Mental Health & Oral Health: Examining the Connections

Your emotional state has an impact on how you dress and take care of yourself. If you’re feeling blue, you’re more likely to neglect self-care, such as brushing or washing your teeth. If one were to visit an institution and examine the inmates’ oral health, one would likely find some

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young woman taking a moment to breathe and relax

6 Ways to Cope with Holiday Stress & Calm Your Mind

The holidays bring joy, celebrations, travel, and gatherings of friends and family. For many of us, the holidays are times of extreme stress. The holidays prove to be unhealthy for you physically or mentally. Here are a few tips to keep your stress low and your mind calm during the

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