As reported on HealthCare.gov, mental health and substance abuse services are covered as essential benefits under all Marketplace plans. These plans are required to provide “parity” protections between medical and surgical benefits and mental health and substance abuse benefits. What this means, generally, is that the limits cannot be more
Advertising can be misleading. Many foods on the shelves today bear labels designed to make them appear to be a good choice for a healthy diet. These labels may contain words such as, “non-GMO, gluten-free, fat-free, all-natural, low-fat, or sugar-free.” Although the labeling may be accurate, that does not necessarily
There are so many factors to consider when choosing a health insurance plan! How high are the monthly premiums? How large is the deductible? What is the maximum you will have to pay out-of-pocket per year for covered medical expenses? How much is your copay for doctors’ and specialists’ visits?
Cosmetic procedures are performed to change, restore, or enhance appearance. Health insurance plans rarely pay for elective cosmetic procedures. However, they may cover plastic surgery if it is reconstructive and performed for medical, rather than cosmetic, reasons. When Does Health Insurance Cover Plastic Surgery? Whether your health insurance will pay
Americans are required to carry health insurance under the Affordable Care Act of 2010 (ACA). Originally, the ACA called for a penalty (known as a shared responsibility payment) for people who did not have health insurance, enforceable on the federal level. This portion of the ACA was repealed in 2019,
Exercise is good for your health – we all know that. But it is possible to exercise too much. In fact, recent studies have found that overdoing it could cause damage to your body and your brain. How Much Is Too Much Exercise? Regular exercise can help you maintain a
One of the reasons why it is so important to have health insurance is that it makes it possible to get yearly physical exams and preventative medical care. Conscientiously getting your annual exam is one the best things you can do for your health. The following are some of the
By the time we reach our 50s, we have to face the fact that we’re growing older. Metabolism slows down, muscle mass decreases, and it takes more work to accomplish less in terms of fitness. For many men and women, the 50s are a time when a number of life
It is not an unusual situation for a person to have coverage under more than one health insurance policy. For example, this often happens with spouses who have their own health insurance through their employers and are also covered through their spouses’ employers. Employees age 65 and older may have
There is no denying the health and beauty benefits of exercise. But what if you’re not ready to commit to a gym membership or invest in expensive equipment that takes up space in your home? You can still get in shape from the comfort of your own home, with a
