Your Source for Understanding Personal, Business, Life, Health, Group Benefits, and Medicare Insurance.

Life Insurance

beneficiary

Tips and Tricks for Choosing a Good Beneficiary

When you purchase a life insurance policy, you must choose a beneficiary. This is the person (or persons) to whom the insurance company will pay out benefits in the event of your death. Naming a life insurance beneficiary is an important decision to make. Keep the following tips in mind

Read More »
life-insurance-policies

How Many Life Insurance Policies Can I Have?

There is no set limit to how many life insurance policies you can purchase. You can buy multiple policies from different insurance companies, but insurers may start asking questions if your coverage reaches a point that greatly exceeds your income.  Can It Cause Problems to Buy More Than One Life

Read More »
life-insurance-alone

Do I Need Life Insurance If I Live Alone?

Life insurance is designed to benefit the ones you leave behind when you pass away. So why would you need this type of policy if you live alone and have no dependents? Surprising as it may seem, there are a number of reasons why you might need life insurance, even

Read More »
New homeowners receiving keys

Beginner’s Guide To Mortgage Protection Insurance

If you have a mortgage on your home and your family is depending on you to make the payments, you may want to purchase mortgage protection insurance. This is a type of life insurance specifically designed to pay off your mortgage in the event of your death, so your family

Read More »
Life insurance forms

Is It Time To Upgrade My Life Insurance?

It makes sense to purchase life insurance early in life. The younger you are when you buy a policy, the longer you are likely to live and, therefore, the lower your premiums will be. But as time goes by, life changes and other factors can affect your coverage needs. Our

Read More »
man studying documents

Beginner’s Guide To Choosing A Beneficiary

If you have a life insurance policy, your beneficiary is the person who will receive the benefits in the event of your death. For obvious reasons, choosing a beneficiary is an important step in the process of obtaining life insurance. If you are new to the process, the following tips

Read More »
Young couple signing documents

What Do I Need To Do Before Buying Life Insurance?

Buying life insurance is an important financial decision. Not only can it help protect the loved ones who depend on you, but it can also serve as a useful financial tool. To help ensure you make the right decision, take the following steps before shopping for a life insurance policy.

Read More »
Senior couple

Is It Ever Too Late To Get Life Insurance?

Strictly speaking, it is never too late to buy life insurance. However, the longer you wait to purchase a policy, the higher your premiums and the more limited your options. If you wait too long, you may have to settle for a policy that is less than you want at

Read More »