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Health Insurance

nuts and oil

Foods With More Calories Than You Think

Just because a food is healthy doesn’t make it low in calories. If you are watching your weight, it doesn’t pay to disregard the calorie content of anything you consume, including meal additions, drinks, and foods with high nutritional value. Hidden sources of calories can add significant amounts to your

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Woman preparing healthy food

Easy Ways To Vary Your Diet

Most of us know how important it is to eat a varied diet that includes plenty of fruits and vegetables and high-quality protein. But when we are used to eating a certain way, it may be easier said than done to add healthy variety to our meals. The following tips

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Injured hand signing forms

What Is The Long-Term Disability Waiting Period?

Long-term disability insurance is designed to help cover your living expenses should you become disabled. However, the insurance company does not start paying out benefits immediately if you become seriously ill or injured. You must meet a specific definition of disability for a certain period of time (typically 90 to

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Water aerobics class

Low-Impact Exercises For Healthy Living

The benefits of exercise are well-known to most people. It can help you lose weight, reduce your risk of heart disease, help you manage blood sugar, improve your cognitive function, and elevate your mood and mental state. But high impact exercise can have a negative impact on your joints. Many

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Woman stretching

The Importance Of Stretching Before Exercise

For decades, we have been told about the importance of stretching before exercise. But how many people really understand why it is so important? In a nutshell, stretching serves as a critical link for the body between a sedentary state and physical activity. What Makes Stretching So Important? If you

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Woman sleeping

Am I Getting Enough Sleep?

The quantity and quality of your sleep play an important role in overall health. We all know what a difference a good night’s sleep can make in energy level and outlook toward life. How do you know when you’re getting enough good quality sleep? You know when you feel well-rested

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Therapy session

Does Health Insurance Cover Mental Health Treatment?

As reported on HealthCare.gov, mental health and substance abuse services are covered as essential benefits under all Marketplace plans. These plans are required to provide “parity” protections between medical and surgical benefits and mental health and substance abuse benefits. What this means, generally, is that the limits cannot be more

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Bowl of granola

Foods That Seem Healthy But Aren’t

Advertising can be misleading. Many foods on the shelves today bear labels designed to make them appear to be a good choice for a healthy diet. These labels may contain words such as, “non-GMO, gluten-free, fat-free, all-natural, low-fat, or sugar-free.” Although the labeling may be accurate, that does not necessarily

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Silhouette family holding hands

Choosing The Health Plan That Works Best For You

There are so many factors to consider when choosing a health insurance plan! How high are the monthly premiums? How large is the deductible? What is the maximum you will have to pay out-of-pocket per year for covered medical expenses? How much is your copay for doctors’ and specialists’ visits?

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Doctor and patient discussing a procedure

Will My Health Insurance Cover Cosmetic Procedures?

Cosmetic procedures are performed to change, restore, or enhance appearance. Health insurance plans rarely pay for elective cosmetic procedures. However, they may cover plastic surgery if it is reconstructive and performed for medical, rather than cosmetic, reasons. When Does Health Insurance Cover Plastic Surgery? Whether your health insurance will pay

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